Buy-To-Let (BTL) Mortgages

A Buy-to-Let (BTL) mortgage is a loan against a property purchased as an investment rather than to live in.

A Buy-to-Let (BTL) mortgage is a loan against a property purchased as an investment rather than to live in.

Obtaining a BTL mortgage is no longer as simple as completing a search on a comparison website and finding a lender with the lowest rate.

Additionally, rates are forever changing, as is stress testing criteria.

With more lenders entering the market, it has become imperative for property professionals to use property finance brokers to source mortgages.

Why Ryan Rose

With experience in the Banking sector and relationships with several different financial institutions Ryan Rose Consultancy have the expertise to source the finance to fit your needs as well as being competitive in the market. We know which lenders will be speedy and are relatively effortless to deal with so as to optimise your experience in obtaining the funding.

Additionally, our team take on the responsibility of liaising with valuers, solicitors and even estate agents on your behalf providing a deluxe service to all our clients.

Variables to consider

There are many variables that need to be taken into consideration:

  • Location

  • Ownership

  • Rental yield

  • Strength of tenancy covenants

  • Length of lease

  • Experience in industry

  • Source of personal wealth and income